New Orleans

[Vee]

Oh sweet Jesus!

Then he comes back with one even LOOOOOONGER!

It took too long for me to fucking scroll past that! I sure as shit wasn't gonna take all day to read it!


I love my ADD :D

[Creeping Death]

Everybody knows I'm long winded.

Quit being such a pussy.

[DJB]

Everybody knows I'm long winded.

Which is really quite amazing given the condition of your lungs. :D

[Creeping Death]

No shit.

[Rock Island Ranger]

Insurance companies are scum. They take your money when you have to pay right then and there, or they send you to collections, legal action follows etc. But when the time comes to pay, they take as long as they can and they will do their best not to pay you what they legally owe, if they know they can get away with it.

You understand, Bullkiller that your generality lacks intelligence and insight. Are the mishaps that happened in IRAQ and A-Stan from the various PSD firms enough to fairly state that ALL PSD are uncontrolled gunslingers without a modem of professionalism? Is the fact that several Rangers have fucked up over the years in doing things like raping teenage girls in Georgia, some Rangers in MOG cowering like beaten dogs on the bottom of a truck, incidents of friendly fire and the list goes on.....are all Rangers SCUM???? Did Enron's leadership brand ALL of American business as profit whoring slugs? Think about it. If everyone gets jaundiced about everything that rubs them wrong without application of balance and fairness or even looking at the greater good of any event....they have become just like the Liberal Press and screeching hate vetters that find no good in any event. Dude, your smarter than that.

[Nomad]

Insurance companies are scum. They take your money when you have to pay right then and there, or they send you to collections, legal action follows etc. But when the time comes to pay, they take as long as they can and they will do their best not to pay you what they legally owe, if they know they can get away with it.

You understand, Bullkiller that your generality lacks intelligence and insight. Are the mishaps that happened in IRAQ and A-Stan from the various PSD firms enough to fairly state that ALL PSD are uncontrolled gunslingers without a modem of professionalism? Is the fact that several Rangers have fucked up over the years in doing things like raping teenage girls in Georgia, some Rangers in MOG cowering like beaten dogs on the bottom of a truck, incidents of friendly fire and the list goes on.....are all Rangers SCUM???? Did Enron's leadership brand ALL of American business as profit whoring slugs? Think about it. If everyone gets jaundiced about everything that rubs them wrong without application of balance and fairness or even looking at the greater good of any event....they have become just like the Liberal Press and screeching hate vetters that find no good in any event. Dude, your smarter than that.

Andy,

If you want to feel included in my generalization, then go ahead. However, speaking of intelligence, you know that wasn't the intent of my post, nor would I insinuate this. However it is interesting to speak about generalizations when your signature line reads "...I enjoy malicious murder of commies, Russians, French, Liberals, Dune Coons, lazy men and woman, stupid chicks who giggle too much, stupid men who talk too much, politicians, and anyone who likes cats. " - does this make you a potential murderer? Not in my eyes. Might want to pull out the number 2 pencil for accuracy next time...

CD, your comment about being scum by association is way out in left field and you know it. If you wanna bait me, you better get up a lot earlier.
Your post was informative and I am not here to have a technical debate on Insurance policies and the likes. I expressed my viewpoint and I am not going to change this one anytime soon.

I had the misfortune of being faced with insurance companies since I was 7 and have seen what it is like to be on the bottom and dealing with them. My parents and I were involved in a deadly car-accident, which cost my grandmother her life and led to the subsequent trip to the hospital for my father, with many surgeries following. Since he was self-employed, I kind of felt the impact of insurance companies dragging feet.

Since my family has a real problem with getting hit by drunk drivers, history almost repeated itself when my Brother got hit on his motorcycle, by two drunk felon's in a truck, at 2am in Seattle ten years later. He lost most of his right leg in the process and still has yet to see a cheque that will come close to covering the medical expenses etc. Pair that with partial loss of vision and major nerve damage caused by an over 100yard projection off of the bike and you will quickly find someone that needs money, due to the limited employment opportunities out there for him.

Oh, last but not least, I almost got hit by a drunk maniac one month after I etd's and took a thirty foot drop on I-5 at about 60mph all while aqua-planning. The insurance did not cover the totalled car, because the cheque arrived at 1200 that Saturday and the payment was due at 0000 Friday/Saturday. This cost me $15,000, which I didn't begin to have and effectively financially crippled me for about a year and a half. I can't thank CrashKILL enough for setting me up with contracting, cause otherwise I would have had to declare bankruptcy. Of course most will and have told me that I could fight that one in court, but it is a real motherfucker to fight anyone in court if you don't have substantial amounts of money to fund your legal battle.

So yes, I am biased and it is not going to change anytime soon.

[jakeshoe]

Matador,
I'm with you here Bro,
I guess maybe I've been on the receiveing end of the insurance fucking too...
Not having the $$ to file a lawsuit hurts.

I am required by state law to maintain proof of financial responsibility on every vehicle I drive on a public road. I do so as a responsible citiizen.

Then when someone else who also has insurance runs into me, TRY getting what your vehicle is worth.

I'm not talking some inflated value, just trade in bluc book value....You might get half.

I can honestly say now, if I am ever involved in a wreck again, and I think it is remotely the other parties fault, I'm riding the ambulance to the hospital, even if I'm fine...
and I'll stay at the hospital until an adjuster shows up with a check for all my loss, pain, and trouble.
I swear I will MILK the fuck out of the next insurance company that has the displeasure of crossing my path to make up for past losses.

[Creeping Death]

CD, your comment about being scum by association is way out in left field and you know it. If you wanna bait me, you better get up a lot earlier.

Ain't nobody trying to bait anything, dude. When someone calls the military scum, you and I both find it distastefull, even though that person never mentioned the Ranger Regiment directly. I took your comments on the insurance industry the exact same way.

I had the misfortune of being faced with insurance companies since I was 7 and have seen what it is like to be on the bottom and dealing with them. My parents and I were involved in a deadly car-accident, which cost my grandmother her life and led to the subsequent trip to the hospital for my father, with many surgeries following. Since he was self-employed, I kind of felt the impact of insurance companies dragging feet.

Since my family has a real problem with getting hit by drunk drivers, history almost repeated itself when my Brother got hit on his motorcycle, by two drunk felon's in a truck, at 2am in Seattle ten years later. He lost most of his right leg in the process and still has yet to see a cheque that will come close to covering the medical expenses etc. Pair that with partial loss of vision and major nerve damage caused by an over 100yard projection off of the bike and you will quickly find someone that needs money, due to the limited employment opportunities out there for him.

Oh, last but not least, I almost got hit by a drunk maniac one month after I etd's and took a thirty foot drop on I-5 at about 60mph all while aqua-planning. The insurance did not cover the totalled car, because the cheque arrived at 1200 that Saturday and the payment was due at 0000 Friday/Saturday. This cost me $15,000, which I didn't begin to have and effectively financially crippled me for about a year and a half. I can't thank CrashKILL enough for setting me up with contracting, cause otherwise I would have had to declare bankruptcy. Of course most will and have told me that I could fight that one in court, but it is a real motherfucker to fight anyone in court if you don't have substantial amounts of money to fund your legal battle.

So yes, I am biased and it is not going to change anytime soon.

You care certainly entitled to your own biases. I could easily give you many more horror stories of how insurance companies paid claims through my agency that they never should have paid; one such instance was where a client had a relative torch his house. I knew it, the company knew it, and the insured knew it, but it couldn't easliy be proved, so they paid the total loss claim on the guys house, and I know in my sould the company let the guy get away with insurance fraud.

Bottom line is that we can both tell horror stories. Yours would tell a story of an insurance company and the entire industry being fraudulent in nature. Mine would be the exact opposite. But without the minute facts of those situations, or conclusions cannot be proved or disproved.

I am in no way saying the insurance industry is perfect and that insurance companies do not make decisions that I disagree with. I am saying that insurance companies are NOT some big, overinflated industry full of fat cats collecting money and not paying claims. Nothing could be farther from the truth.

And don't even get me started on health insurance. Holy cow. If I NEVER write another health insurance policy, it will be too soon.

At the end of the day, I understand, or should I say, I can sympathize with why you feel the way you do. But I know there absolutely HAS to be more to the story rather than the insurance company simply not ponying up the dough. Those fact are none of my business, but I know they have to be there (such as the limits on the other party's policy, etc.)

Believe me when I tell you this: If insurance companies paid all claims the way you appear to prefer they would, there is not a single person on this board that would be able to afford the policy. Insurance is a crucial industry in our economy. It can get quite complicated, and it is not without its inherant faults. But it is not run with the sole intention of cheating the insureds who pay the premiums that breathe life into the industry in the first place.

[Rock Island Ranger]

Andy,

If you want to feel included in my generalization, then go ahead. However, speaking of intelligence, you know that wasn't the intent of my post, nor would I insinuate this. However it is interesting to speak about generalizations when your signature line reads "...I enjoy malicious murder of commies, Russians, French, Liberals, Dune Coons, lazy men and woman, stupid chicks who giggle too much, stupid men who talk too much, politicians, and anyone who likes cats. " - does this make you a potential murderer? Not in my eyes. Might want to pull out the number 2 pencil for accuracy next time... .

Of certain I know your intent. But it WAS generalization. As for my SIG line....Yes, I am a potential murderer and should I ever be the recipient of a terminal illness.....I got some neighbors, local liberals, and even a national figure or two that time willing I will cut, gut, and skullfuck.

[Vee]

You fuckers are killing me.


Do you realize you could turn those frickin documentaries into VAST numbers of posts?

[Nomad]

CD, A9

Good points all around. Enjoyed this one and learned a thing or two!

[T0000009]

I say eliminate the beauracracy, just give everybody a check for $516, 528.....in a couple of weeks, it'll be filtered through the casinos and into the mainstreem economy where it can do some good. :D

NOW that is an idea I can go for

[BadMuther]

Good thread, I learned a lot from T, CD and Andy.

My short two cents. Having done volunteer disaster relief in Mississippi and two months in NO, the long and short of it in the most intellectual way I can possibly say is......NUKE NOLA!!

I know there are some good folks there but there sure is a whole lot of give me, give me. I could see improvements every day in Miss.-trash cleaned up, downed trees and cars moved, NOT in NOLA. This fucking car sat in downtown NOLA as a traffic hazard for the entire two months I was there.

Don't even get me started on the fraud and welfare mentality of NOLA.....


As far as insurance companies I do feel like I have gotten the short end of the stick almost every time I have filed a claim with them. And w/out the funds to sue them, there isn't much the average joe can do...is there???

[Bugsy]

Louisiana Senator, Mary Landrieu (D), is presently asking the
Congress for $250 BILLION to rebuild New Orleans.

Interesting number, what does it mean? Well, if you are one of 484,674 residents of New Orleans (everyman, ENEMY, child), you each get $516, 528. Or, if you have one of the 188,251 homes in New Orleans, your
home gets $1, 329,787. Or, if you are a family of four, your family gets $2,066,012.

I saw this and couldnt help but wonder, what the fucking fuck is this insane bitch thinking? There are literally BILLION being paid through insurance already, another several billion has already been spent in private donations, relief funds, ect....whats another 250 BILLION.


Whats nuke cost?

I'm surprised at you Pastor, if there's one thing that remains consistent with the federal government and that's they constantly waste our tax dollars. Its the fuckin lobbyist's that control how our tax dollars are spent, not the average tax paying Amerian. Just par for the course.

At least when they rebuild it will create jobs for those who are willing to work for a living and provide for their families.